Tenant referencing in Enfield
For landlords and letting agents letting in Enfield: one link per applicant, thorough checks, and a report that explains its outcome. £14.99 per applicant.
Renting in Enfield
Enfield is an outer borough where inter-war semis and Edwardian terraces dominate the west and south, while the east, around Edmonton and Ponders End, has more Victorian terraces split into flats and large post-war council estates. Private renting rose sharply between the 2011 and 2021 censuses, to more than a quarter of households. Big regeneration schemes, such as Meridian Water in Upper Edmonton, are adding new-build flats. The council has widened selective licensing to 17 wards from September 2026 and licenses smaller HMOs borough-wide.
The income a tenant needs in Enfield
We check that a tenant’s yearly income is at least 30 times their monthly share of the rent, and that a guarantor earns at least 3 times the yearly rent they guarantee, with enough disposable income left each month to pay it. At Enfield’s average rent:
Income comes from the most reliable source: the salary the employer confirms, then payslips, then what was declared, checked against three months of bank statements.
| Monthly rent | Tenant needs a year | Guarantor needs a year | |
|---|---|---|---|
| Average home, one tenant | £1,827 | £54,810 | £65,772 |
| Shared by two | £914 each | £27,405 each | £32,886 |
| Shared by three | £609 each | £18,270 each | £21,924 |
Landlord licensing in Enfield
Selective licensing: A new selective licensing scheme started on 1 September 2026 and runs until 31 August 2031. It covers homes let to one or two people or a single family in 17 wards, in two designations: Bowes, Brimsdown, Bullsmoor, Carterhatch, Edmonton Green, Enfield Lock, Haselbury, Jubilee, Lower Edmonton, Ponders End, Southbury, Upper Edmonton and Whitewebbs; and New Southgate, Palmers Green, Southgate and Town. It replaces the earlier 14-ward scheme; licences issued under that scheme stay valid until their own expiry date.
HMOs: Borough-wide additional HMO licensing has applied since 1 September 2025, for shared homes with three or four people from two or more households.
Fee: The new selective licence was proposed at £750 (in two parts, with discounts) in the council's scrutiny papers; check the final fee with the council.
As checked in October 2026. The council’s page Schemes change: confirm with Enfield Council before letting. Private renting at the council.
Referencing a tenant in Enfield
- Add the tenancyThe property, the rent, the move-in date and the applicant. Their link is emailed at once.
- They apply on their phoneFive years of addresses, work, 3 months of bank statements, payslips and ID, in about 10 minutes.
- We contact the refereesTheir employer, current and previous landlord, by email, automatically.
- You get the reportEvery check, the income from every source, and how we reached the outcome.
Where people rent in Enfield
Enfield Town
EN1, EN2Victorian and Edwardian terraces and semis around the town centre, with purpose-built flats near the stations.
Edmonton
N9, N18Late Victorian and inter-war terraces, many split into flats, alongside large council estates and newer blocks at Meridian Water.
Palmers Green
N13Edwardian terraced houses and conversions, plus some 1930s mansion flats.
Southgate
N14Inter-war semi-detached houses and low-rise flats around the Tube station.
Winchmore Hill
N21Victorian and Edwardian family houses and 1930s semis on quiet residential roads.
Ponders End
EN3Terraced streets, council estates and new-build flats near the Lea Valley.
Enfield Lock and Enfield Highway
EN3Terraces and post-war estates, with newer developments on former industrial land near the canal.
Bush Hill Park
EN1Late Victorian and Edwardian terraces and semis around the station.
Cockfosters
EN4Inter-war semis and detached houses on the edge of the Green Belt.
Postcode districts: EN1, EN2, EN3, EN4, N9, N11, N13, N14, N18, N21
Tenant referencing in Enfield: questions
How much does tenant referencing cost in Enfield?
£14.99 per applicant with Rentwick, the same for tenants and guarantors, paid by the landlord or agent. Tenants in England can’t be charged for referencing.
What income do tenants need to rent in Enfield?
At Enfield’s average private rent of £1,827 a month (ONS), a tenant renting alone would need about £54,810 a year (30 times the monthly rent). Sharers each need 30 times their own share. A guarantor would need about £65,772 a year (3 times the yearly rent) and enough disposable income to cover it.
Do landlords need a licence to let in Enfield?
A new selective licensing scheme started on 1 September 2026 and runs until 31 August 2031. It covers homes let to one or two people or a single family in 17 wards, in two designations: Bowes, Brimsdown, Bullsmoor, Carterhatch, Edmonton Green, Enfield Lock, Haselbury, Jubilee, Lower Edmonton, Ponders End, Southbury, Upper Edmonton and Whitewebbs; and New Southgate, Palmers Green, Southgate and Town. It replaces the earlier 14-ward scheme; licences issued under that scheme stay valid until their own expiry date. Borough-wide additional HMO licensing has applied since 1 September 2025, for shared homes with three or four people from two or more households. (as checked in October 2026; confirm with Enfield Council before letting).
How long does a tenant reference take in Enfield?
The applicant applies on their phone in about 10 minutes. We email their employer and landlords straight away, so most references are back within a few working days, depending on how quickly the referees reply.
What does the reference check?
Three months of bank statements, payslips, income from every source, the employer, current and previous landlords, five years of addresses and a credit check, with AI comparing every document with the application.
For tenants: Private tenants with disrepair, damp or safety problems can contact Enfield Council's private sector housing team, which can inspect and take action against landlords under the Housing Act 2004.