Tenant referencing in Fylde
For landlords and letting agents letting in Fylde and Lytham St Annes: one link per applicant, thorough checks, and a report that explains its outcome. £14.99 per applicant.
Renting in Fylde
Fylde is a coastal and rural borough on the Lancashire coast, centred on the twin resort of Lytham St Annes, where large Victorian villas and many seafront flats sit alongside interwar suburbs. Inland, Kirkham and Wesham are older market and mill towns that have grown with large new estates, and villages such as Freckleton and Warton house workers at the aerospace site at Warton. Bungalows are common and the area is popular with retired people, while private lets include converted flats in St Annes and family homes inland.
The income a tenant needs in Fylde
We check that a tenant’s yearly income is at least 30 times their monthly share of the rent, and that a guarantor earns at least 3 times the yearly rent they guarantee, with enough disposable income left each month to pay it. At Fylde’s average rent:
Income comes from the most reliable source: the salary the employer confirms, then payslips, then what was declared, checked against three months of bank statements.
| Monthly rent | Tenant needs a year | Guarantor needs a year | |
|---|---|---|---|
| Average home, one tenant | £870 | £26,100 | £31,320 |
| Shared by two | £435 each | £13,050 each | £15,660 |
| Shared by three | £290 each | £8,700 each | £10,440 |
Landlord licensing in Fylde
Selective licensing: No selective licensing scheme.
HMOs: No additional HMO licensing scheme: only mandatory licensing, for HMOs with five or more people from more than one household sharing amenities.
Fee: £1,107 for a new HMO licence (up to five units, plus £45 per extra unit), £850 to renew, as listed on the council site in October 2026
As checked in October 2026. The council’s page Schemes change: confirm with Fylde Council before letting. Private renting at the council.
Referencing a tenant in Fylde
- Add the tenancyThe property, the rent, the move-in date and the applicant. Their link is emailed at once.
- They apply on their phoneFive years of addresses, work, 3 months of bank statements, payslips and ID, in about 10 minutes.
- We contact the refereesTheir employer, current and previous landlord, by email, automatically.
- You get the reportEvery check, the income from every source, and how we reached the outcome.
Where people rent in Fylde
St Annes
FY8Victorian and Edwardian villas and terraces, many split into flats, with seafront apartment blocks and interwar semis.
Lytham
FY8Georgian and Victorian houses and cottages in the town centre and large detached houses along the green.
Ansdell and Fairhaven
FY8Interwar and Edwardian semis and detached houses around the lake and promenade.
Kirkham
PR4A market town of older brick terraces and post-war and newer estates.
Wesham
PR4Brick terraces near the station and large new estates.
Freckleton
PR4A village of older cottages and post-war and modern housing near the Ribble.
Warton
PR4Village housing and newer estates near the aerospace site.
Wrea Green
PR4A village of cottages and detached houses around a large green.
Staining
FY3A small village of bungalows and detached houses on the edge of Blackpool.
Postcode districts: FY8, PR4, FY3, FY4
Tenant referencing in Fylde: questions
How much does tenant referencing cost in Fylde?
£14.99 per applicant with Rentwick, the same for tenants and guarantors, paid by the landlord or agent. Tenants in England can’t be charged for referencing.
What income do tenants need to rent in Fylde?
At Fylde’s average private rent of £870 a month (ONS), a tenant renting alone would need about £26,100 a year (30 times the monthly rent). Sharers each need 30 times their own share. A guarantor would need about £31,320 a year (3 times the yearly rent) and enough disposable income to cover it.
Do landlords need a licence to let in Fylde?
No selective licensing scheme. No additional HMO licensing scheme: only mandatory licensing, for HMOs with five or more people from more than one household sharing amenities. (as checked in October 2026; confirm with Fylde Council before letting).
How long does a tenant reference take in Fylde?
The applicant applies on their phone in about 10 minutes. We email their employer and landlords straight away, so most references are back within a few working days, depending on how quickly the referees reply.
What does the reference check?
Three months of bank statements, payslips, income from every source, the employer, current and previous landlords, five years of addresses and a credit check, with AI comparing every document with the application.
For tenants: Tenants with disrepair, damp or safety problems in a private let can contact Fylde Council's environmental health (private sector housing) team, after first reporting the problem to their landlord.