Tenant referencing in Reigate and Banstead
For landlords and letting agents letting in Reigate and Banstead and Redhill: one link per applicant, thorough checks, and a report that explains its outcome. £14.99 per applicant.
Renting in Reigate and Banstead
Reigate and Banstead is a prosperous commuter borough, with large detached and semi-detached houses in Banstead, Kingswood, Tadworth and on Reigate's hills. Redhill has more Victorian terraces, flats over shops and new apartment blocks near the station, and the number of HMOs there has grown quickly in recent years. Merstham has a large post-war estate under regeneration, while Horley, close to Gatwick, has grown with big new-build neighbourhoods. Private renting is a modest share of homes but rents are high.
The income a tenant needs in Reigate and Banstead
We check that a tenant’s yearly income is at least 30 times their monthly share of the rent, and that a guarantor earns at least 3 times the yearly rent they guarantee, with enough disposable income left each month to pay it. At Reigate and Banstead’s average rent:
Income comes from the most reliable source: the salary the employer confirms, then payslips, then what was declared, checked against three months of bank statements.
| Monthly rent | Tenant needs a year | Guarantor needs a year | |
|---|---|---|---|
| Average home, one tenant | £1,636 | £49,080 | £58,896 |
| Shared by two | £818 each | £24,540 each | £29,448 |
| Shared by three | £545 each | £16,360 each | £19,632 |
Landlord licensing in Reigate and Banstead
Selective licensing: No selective licensing scheme found.
HMOs: No additional HMO licensing scheme found; national mandatory HMO licensing (five or more people from two or more households) applies. The council has proposed an Article 4 direction so that new small HMOs would need planning permission.
As checked in October 2026. The council’s page Schemes change: confirm with Reigate and Banstead Borough Council before letting.
Referencing a tenant in Reigate and Banstead
- Add the tenancyThe property, the rent, the move-in date and the applicant. Their link is emailed at once.
- They apply on their phoneFive years of addresses, work, 3 months of bank statements, payslips and ID, in about 10 minutes.
- We contact the refereesTheir employer, current and previous landlord, by email, automatically.
- You get the reportEvery check, the income from every source, and how we reached the outcome.
Where people rent in Reigate and Banstead
Redhill
RH1Victorian terraces and villas, flats over shops and new apartment blocks near the station.
Reigate
RH2Period houses in the historic town centre and large Victorian and Edwardian houses on the hills.
Merstham
RH1A post-war London overspill estate being regenerated, with an older village core.
Horley
RH6Inter-war and post-war houses with large new-build neighbourhoods near Gatwick.
Banstead
SM7Inter-war and post-war detached and semi-detached houses on the edge of the North Downs.
Tadworth and Walton on the Hill
KT20Large detached houses and some estates near the heaths.
Kingswood
KT20Large detached houses in private roads.
Earlswood and Woodhatch
RH1, RH2Victorian terraces, inter-war semis and post-war estates south of Redhill.
Chipstead
CR5Detached houses in a wooded commuter village.
Postcode districts: KT20, RH1, RH2, RH6, SM7, CR5
Tenant referencing in Reigate and Banstead: questions
How much does tenant referencing cost in Reigate and Banstead?
£14.99 per applicant with Rentwick, the same for tenants and guarantors, paid by the landlord or agent. Tenants in England can’t be charged for referencing.
What income do tenants need to rent in Reigate and Banstead?
At Reigate and Banstead’s average private rent of £1,636 a month (ONS), a tenant renting alone would need about £49,080 a year (30 times the monthly rent). Sharers each need 30 times their own share. A guarantor would need about £58,896 a year (3 times the yearly rent) and enough disposable income to cover it.
Do landlords need a licence to let in Reigate and Banstead?
No selective licensing scheme found. No additional HMO licensing scheme found; national mandatory HMO licensing (five or more people from two or more households) applies. The council has proposed an Article 4 direction so that new small HMOs would need planning permission. (as checked in October 2026; confirm with Reigate and Banstead Borough Council before letting).
How long does a tenant reference take in Reigate and Banstead?
The applicant applies on their phone in about 10 minutes. We email their employer and landlords straight away, so most references are back within a few working days, depending on how quickly the referees reply.
What does the reference check?
Three months of bank statements, payslips, income from every source, the employer, current and previous landlords, five years of addresses and a credit check, with AI comparing every document with the application.
For tenants: Tenants can report disrepair, damp or unsafe conditions in privately rented homes to Reigate and Banstead Borough Council's environmental health team.