North West · metropolitan borough

Tenant referencing in Rochdale

For landlords and letting agents letting in Rochdale: one link per applicant, thorough checks, and a report that explains its outcome. £14.99 per applicant.

Start referencingSee a sample report

The local market

Renting in Rochdale

Average private rent£829£829 a month (ONS, May 2026), up 8.4% on a year earlier Source
Renting privately18.3%18.3% of households rent privately (Census 2021), up from 13.2% in 2011 Source
Average house price£212,000£212,000 (UK HPI, April 2026, provisional), up 5.1% on a year earlier Source
Council tax, Band D£2,600.83£2,600.83 Band D (2026/27), including the police and fire (mayoral) precepts, before the council's 2% discount on most bills Source

Rochdale grew on cotton, and its inner areas such as Deeplish, Newbold, Wardleworth and Spotland are dominated by Victorian terraces, many of them privately rented. Large post-war estates sit at Kirkholt and Langley in Middleton, and Heywood and Middleton mix older terraces with newer homes. Towards the Pennines, Littleborough and Milnrow have stone terraces and cottages, while Norden and Bamford are more suburban. Every HMO in the borough now needs a licence.

Affordability

The income a tenant needs in Rochdale

We check that a tenant’s yearly income is at least 30 times their monthly share of the rent, and that a guarantor earns at least 3 times the yearly rent they guarantee, with enough disposable income left each month to pay it. At Rochdale’s average rent:

Income comes from the most reliable source: the salary the employer confirms, then payslips, then what was declared, checked against three months of bank statements.

Monthly rentTenant needs a yearGuarantor needs a year
Average home, one tenant£829£24,870£29,844
Shared by two£415 each£12,435 each£14,922
Shared by three£276 each£8,290 each£9,948
Before you let

Landlord licensing in Rochdale

Selective licensing: No selective licensing in force; the council's landlord licensing page says it has not yet been introduced in the borough.

HMOs: Borough-wide additional HMO licensing for HMOs of three or four people, from 28 April 2025 to 28 April 2030; HMOs of five or more need a mandatory licence.

As checked in October 2026. The council’s page Schemes change: confirm with Rochdale Borough Council before letting. Private renting at the council.

How it works

Referencing a tenant in Rochdale

  1. Add the tenancyThe property, the rent, the move-in date and the applicant. Their link is emailed at once.
  2. They apply on their phoneFive years of addresses, work, 3 months of bank statements, payslips and ID, in about 10 minutes.
  3. We contact the refereesTheir employer, current and previous landlord, by email, automatically.
  4. You get the reportEvery check, the income from every source, and how we reached the outcome.

For landlordsFor letting agents

Neighbourhoods

Where people rent in Rochdale

Rochdale town centre

OL16

Flats over shops, converted buildings and some high-rise blocks.

Deeplish and Newbold

OL11, OL16

Dense Victorian terraced streets, many privately rented.

Wardleworth and Spotland

OL12

Victorian terraces around former mills north of the centre.

Kirkholt

OL11

A large post-war council-built estate.

Castleton

OL11

Terraces and inter-war semis near the canal and railway.

Heywood

OL10

A former mill town of terraces, post-war estates and new-build homes.

Middleton

M24

Terraces, large post-war estates such as Langley, and semis.

Littleborough

OL15

Stone terraces and cottages at the foot of the Pennines.

Milnrow and Newhey

OL16

Stone and brick terraces, semis and newer estates near the M62.

Norden and Bamford

OL11, OL12

Suburban semis and detached houses on the western edge.

Postcode districts: OL10, OL11, OL12, OL15, OL16, M24

Questions

Tenant referencing in Rochdale: questions

How much does tenant referencing cost in Rochdale?

£14.99 per applicant with Rentwick, the same for tenants and guarantors, paid by the landlord or agent. Tenants in England can’t be charged for referencing.

What income do tenants need to rent in Rochdale?

At Rochdale’s average private rent of £829 a month (ONS), a tenant renting alone would need about £24,870 a year (30 times the monthly rent). Sharers each need 30 times their own share. A guarantor would need about £29,844 a year (3 times the yearly rent) and enough disposable income to cover it.

Do landlords need a licence to let in Rochdale?

No selective licensing in force; the council's landlord licensing page says it has not yet been introduced in the borough. Borough-wide additional HMO licensing for HMOs of three or four people, from 28 April 2025 to 28 April 2030; HMOs of five or more need a mandatory licence. (as checked in October 2026; confirm with Rochdale Borough Council before letting).

How long does a tenant reference take in Rochdale?

The applicant applies on their phone in about 10 minutes. We email their employer and landlords straight away, so most references are back within a few working days, depending on how quickly the referees reply.

What does the reference check?

Three months of bank statements, payslips, income from every source, the employer, current and previous landlords, five years of addresses and a credit check, with AI comparing every document with the application.

For tenants: Tenants can report disrepair, damp or unsafe conditions in privately rented homes to Rochdale Borough Council's private sector housing team.