Tenant referencing in Rugby
For landlords and letting agents letting in Rugby: one link per applicant, thorough checks, and a report that explains its outcome. £14.99 per applicant.
Renting in Rugby
Rugby grew faster than anywhere else in the West Midlands between 2011 and 2021, with large new-build communities such as Houlton and Cawston. Older housing is concentrated in the Victorian terraces of New Bilton and around the town centre, where much of the private renting and a growing number of HMOs are found. Bilton, Hillmorton and Brownsover are mostly inter-war, post-war and 1970s–80s estates, and the rural villages have period cottages, some thatched.
The income a tenant needs in Rugby
We check that a tenant’s yearly income is at least 30 times their monthly share of the rent, and that a guarantor earns at least 3 times the yearly rent they guarantee, with enough disposable income left each month to pay it. At Rugby’s average rent:
Income comes from the most reliable source: the salary the employer confirms, then payslips, then what was declared, checked against three months of bank statements.
| Monthly rent | Tenant needs a year | Guarantor needs a year | |
|---|---|---|---|
| Average home, one tenant | £1,046 | £31,380 | £37,656 |
| Shared by two | £523 each | £15,690 each | £18,828 |
| Shared by three | £349 each | £10,460 each | £12,552 |
Landlord licensing in Rugby
Selective licensing: No selective licensing scheme found.
HMOs: No additional HMO licensing scheme found; the council licenses HMOs under the national mandatory scheme (five or more people from two or more households) and publishes a register.
As checked in October 2026. The council’s page Schemes change: confirm with Rugby Borough Council before letting. Private renting at the council.
Referencing a tenant in Rugby
- Add the tenancyThe property, the rent, the move-in date and the applicant. Their link is emailed at once.
- They apply on their phoneFive years of addresses, work, 3 months of bank statements, payslips and ID, in about 10 minutes.
- We contact the refereesTheir employer, current and previous landlord, by email, automatically.
- You get the reportEvery check, the income from every source, and how we reached the outcome.
Where people rent in Rugby
Rugby town centre
CV21Victorian terraces, flats over shops and new apartment blocks.
New Bilton
CV21Victorian and Edwardian terraced streets, many privately rented.
Hillmorton
CV21Older village houses, post-war estates and newer homes.
Bilton
CV22Inter-war and post-war semis around the old village centre.
Brownsover
CV21, CV231970s–80s estates north of the town.
Overslade and Cawston
CV22Post-war semis and large newer estates on the south-west edge.
Houlton
CV23A large new-build community on the former radio station site east of the town.
Long Lawford
CV23Village houses and newer estates west of Rugby.
Dunchurch
CV22A historic village of thatched cottages and period houses.
Wolston and Brinklow
CV8, CV23Village cottages, terraces and post-war homes.
Postcode districts: CV8, CV21, CV22, CV23, CV47, LE17
Tenant referencing in Rugby: questions
How much does tenant referencing cost in Rugby?
£14.99 per applicant with Rentwick, the same for tenants and guarantors, paid by the landlord or agent. Tenants in England can’t be charged for referencing.
What income do tenants need to rent in Rugby?
At Rugby’s average private rent of £1,046 a month (ONS), a tenant renting alone would need about £31,380 a year (30 times the monthly rent). Sharers each need 30 times their own share. A guarantor would need about £37,656 a year (3 times the yearly rent) and enough disposable income to cover it.
Do landlords need a licence to let in Rugby?
No selective licensing scheme found. No additional HMO licensing scheme found; the council licenses HMOs under the national mandatory scheme (five or more people from two or more households) and publishes a register. (as checked in October 2026; confirm with Rugby Borough Council before letting).
How long does a tenant reference take in Rugby?
The applicant applies on their phone in about 10 minutes. We email their employer and landlords straight away, so most references are back within a few working days, depending on how quickly the referees reply.
What does the reference check?
Three months of bank statements, payslips, income from every source, the employer, current and previous landlords, five years of addresses and a credit check, with AI comparing every document with the application.
For tenants: Tenants can report disrepair, damp or unsafe conditions in privately rented homes to Rugby Borough Council's private sector housing team.