East Midlands · district

Tenant referencing in South Derbyshire

For landlords and letting agents letting in South Derbyshire and Swadlincote: one link per applicant, thorough checks, and a report that explains its outcome. £14.99 per applicant.

Start referencingSee a sample report

The local market

Renting in South Derbyshire

Average private rent£879£879 a month (ONS, July 2026), up 4.4% on a year earlier Source
Renting privately14.7%14.7% of households rent privately (Census 2021), up from 13.0% in 2011 Source
Average house price£259,000£259,000 (UK HPI, June 2026, provisional), up 5.6% on a year earlier Source
Council tax, Band D£2,340£2,340 average Band D including Derbyshire County Council, police, fire and average parish precepts (2026/27) Source

South Derbyshire is one of the fastest-growing districts in the East Midlands, with large new-build estates around Swadlincote, Hilton and the southern edge of Derby. Older homes include Victorian terraces in Swadlincote and Woodville from the area's clay, pottery and coal industries, and Georgian brick houses in Melbourne and Repton. Most households own their home and private renting is below average. The National Forest covers much of the south of the district.

Affordability

The income a tenant needs in South Derbyshire

We check that a tenant’s yearly income is at least 30 times their monthly share of the rent, and that a guarantor earns at least 3 times the yearly rent they guarantee, with enough disposable income left each month to pay it. At South Derbyshire’s average rent:

Income comes from the most reliable source: the salary the employer confirms, then payslips, then what was declared, checked against three months of bank statements.

Monthly rentTenant needs a yearGuarantor needs a year
Average home, one tenant£879£26,370£31,644
Shared by two£440 each£13,185 each£15,822
Shared by three£293 each£8,790 each£10,548
Before you let

Landlord licensing in South Derbyshire

Selective licensing: No selective licensing scheme.

HMOs: No additional HMO licensing scheme: HMOs with five or more occupiers forming two or more households need a mandatory licence, which runs for up to five years.

As checked in October 2026. The council’s page Schemes change: confirm with South Derbyshire District Council before letting. Private renting at the council.

How it works

Referencing a tenant in South Derbyshire

  1. Add the tenancyThe property, the rent, the move-in date and the applicant. Their link is emailed at once.
  2. They apply on their phoneFive years of addresses, work, 3 months of bank statements, payslips and ID, in about 10 minutes.
  3. We contact the refereesTheir employer, current and previous landlord, by email, automatically.
  4. You get the reportEvery check, the income from every source, and how we reached the outcome.

For landlordsFor letting agents

Neighbourhoods

Where people rent in South Derbyshire

Swadlincote

DE11

The district's main town, with Victorian terraces from its pottery and mining past and large post-war and new-build estates.

Woodville

DE11

Victorian and inter-war terraces and semis, with new estates on former clay and coal land.

Melbourne

DE73

A small Georgian market town of brick cottages and townhouses, much of it a conservation area.

Hilton

DE65

A large village grown with modern estates on a former army depot site.

Etwall

DE65

A village of period cottages and post-war houses near the Toyota plant.

Repton

DE65

A historic village of period houses and cottages around the school.

Aston-on-Trent

DE72

A village of older cottages and post-war houses near the Trent and the airport.

Overseal and Linton

DE12

Former mining villages with terraces, semis and newer infill.

Stenson Fields

DE24

Modern estates on the southern edge of Derby.

Postcode districts: DE11, DE12, DE24, DE65, DE72, DE73

Questions

Tenant referencing in South Derbyshire: questions

How much does tenant referencing cost in South Derbyshire?

£14.99 per applicant with Rentwick, the same for tenants and guarantors, paid by the landlord or agent. Tenants in England can’t be charged for referencing.

What income do tenants need to rent in South Derbyshire?

At South Derbyshire’s average private rent of £879 a month (ONS), a tenant renting alone would need about £26,370 a year (30 times the monthly rent). Sharers each need 30 times their own share. A guarantor would need about £31,644 a year (3 times the yearly rent) and enough disposable income to cover it.

Do landlords need a licence to let in South Derbyshire?

No selective licensing scheme. No additional HMO licensing scheme: HMOs with five or more occupiers forming two or more households need a mandatory licence, which runs for up to five years. (as checked in October 2026; confirm with South Derbyshire District Council before letting).

How long does a tenant reference take in South Derbyshire?

The applicant applies on their phone in about 10 minutes. We email their employer and landlords straight away, so most references are back within a few working days, depending on how quickly the referees reply.

What does the reference check?

Three months of bank statements, payslips, income from every source, the employer, current and previous landlords, five years of addresses and a credit check, with AI comparing every document with the application.

For tenants: Tenants with disrepair, damp or safety problems can contact South Derbyshire District Council's Environmental Health team, which can inspect privately rented homes and take action against landlords.