East of England · district

Tenant referencing in St Albans

For landlords and letting agents letting in St Albans: one link per applicant, thorough checks, and a report that explains its outcome. £14.99 per applicant.

Start referencingSee a sample report

The local market

Renting in St Albans

Average private rent£1,931£1,931 a month (ONS, August 2026), up 2.9% on a year earlier Source
Renting privately16.3%16.3% of households rent privately (Census 2021), up from 13.6% in 2011 Source
Average house price£647,000£647,000 (UK HPI, July 2026, provisional), up 2.3% on a year earlier, the highest in the East of England Source
Council tax, Band D£2,419£2,419 average Band D including Hertfordshire County Council, police and average parish precepts (2026/27) Source

St Albans is one of the most expensive districts outside London, with fast trains into the capital from St Albans City and Harpenden. The city has a medieval and Georgian core, streets of Victorian and Edwardian terraces in Fleetville and around the stations, and inter-war and post-war suburbs. Harpenden has larger Edwardian and inter-war family houses. Private renting is below the national average and HMOs are few; most lets are flats and family houses for commuters.

Affordability

The income a tenant needs in St Albans

We check that a tenant’s yearly income is at least 30 times their monthly share of the rent, and that a guarantor earns at least 3 times the yearly rent they guarantee, with enough disposable income left each month to pay it. At St Albans’s average rent:

Income comes from the most reliable source: the salary the employer confirms, then payslips, then what was declared, checked against three months of bank statements.

Monthly rentTenant needs a yearGuarantor needs a year
Average home, one tenant£1,931£57,930£69,516
Shared by two£966 each£28,965 each£34,758
Shared by three£644 each£19,310 each£23,172
Before you let

Landlord licensing in St Albans

Selective licensing: No selective licensing scheme: the council's enforcement policy (reviewed 2024) says it has not found a need for one.

HMOs: No additional HMO licensing scheme: the council only requires the national mandatory licence, for HMOs with five or more people from two or more households, for up to five years.

Fee: £207 per person with a minimum of £1,035 for an HMO licence

As checked in October 2026. The council’s page Schemes change: confirm with St Albans City and District Council before letting. Private renting at the council.

How it works

Referencing a tenant in St Albans

  1. Add the tenancyThe property, the rent, the move-in date and the applicant. Their link is emailed at once.
  2. They apply on their phoneFive years of addresses, work, 3 months of bank statements, payslips and ID, in about 10 minutes.
  3. We contact the refereesTheir employer, current and previous landlord, by email, automatically.
  4. You get the reportEvery check, the income from every source, and how we reached the outcome.

For landlordsFor letting agents

Neighbourhoods

Where people rent in St Albans

St Albans city centre

AL1, AL3

Medieval, Georgian and Victorian houses in the conservation areas, with flats near the City station and over shops.

Fleetville and Camp

AL1

Victorian and Edwardian terraces east of the centre, popular with young families and renters.

Marshalswick

AL4

Mainly post-war and inter-war semi-detached and detached family houses.

Harpenden

AL5

A commuter town of large Edwardian and inter-war houses, with flats near the station.

London Colney

AL2

A village of post-war estates and newer housing south of St Albans.

Bricket Wood

AL2

A village of inter-war and post-war houses and bungalows among woodland.

Redbourn

AL3

A village of period cottages around the common and post-war estates.

Wheathampstead

AL4

A village of timber-framed and brick cottages, with later houses on its edges.

How Wood and Park Street

AL2

Post-war estates and semis along the Abbey Line railway.

Postcode districts: AL1, AL2, AL3, AL4, AL5

Questions

Tenant referencing in St Albans: questions

How much does tenant referencing cost in St Albans?

£14.99 per applicant with Rentwick, the same for tenants and guarantors, paid by the landlord or agent. Tenants in England can’t be charged for referencing.

What income do tenants need to rent in St Albans?

At St Albans’s average private rent of £1,931 a month (ONS), a tenant renting alone would need about £57,930 a year (30 times the monthly rent). Sharers each need 30 times their own share. A guarantor would need about £69,516 a year (3 times the yearly rent) and enough disposable income to cover it.

Do landlords need a licence to let in St Albans?

No selective licensing scheme: the council's enforcement policy (reviewed 2024) says it has not found a need for one. No additional HMO licensing scheme: the council only requires the national mandatory licence, for HMOs with five or more people from two or more households, for up to five years. (as checked in October 2026; confirm with St Albans City and District Council before letting).

How long does a tenant reference take in St Albans?

The applicant applies on their phone in about 10 minutes. We email their employer and landlords straight away, so most references are back within a few working days, depending on how quickly the referees reply.

What does the reference check?

Three months of bank statements, payslips, income from every source, the employer, current and previous landlords, five years of addresses and a credit check, with AI comparing every document with the application.

For tenants: Tenants with disrepair, damp or safety problems can contact St Albans City and District Council's Private Sector Housing Team, which can inspect homes and take action against landlords.