East Midlands · district

Tenant referencing in West Lindsey

For landlords and letting agents letting in West Lindsey and Gainsborough: one link per applicant, thorough checks, and a report that explains its outcome. £14.99 per applicant.

Start referencingSee a sample report

The local market

Renting in West Lindsey

Average private rent£671£671 a month (ONS, July 2025), up 9.6% on a year earlier Source
Renting privately18%18% of households rent privately (Census 2021), up from 14% in 2011 Source
Average house price£199,000£199,000 (UK HPI, June 2025, provisional), up 1.7% on a year earlier Source
Council tax, Band D£2,354£2,354 average Band D (2026/27), including Lincolnshire County Council, police and parish precepts Source

West Lindsey is a large rural district north of Lincoln, with Gainsborough its main town. Gainsborough's Victorian terraces near the town centre have a high share of private lets and were the focus of the council's earlier selective licensing scheme. Former RAF housing at Hemswell Cliff and elsewhere is now largely let privately. The villages close to Lincoln have grown with bungalows and modern estates, while the Wolds have older stone and brick homes.

Affordability

The income a tenant needs in West Lindsey

We check that a tenant’s yearly income is at least 30 times their monthly share of the rent, and that a guarantor earns at least 3 times the yearly rent they guarantee, with enough disposable income left each month to pay it. At West Lindsey’s average rent:

Income comes from the most reliable source: the salary the employer confirms, then payslips, then what was declared, checked against three months of bank statements.

Monthly rentTenant needs a yearGuarantor needs a year
Average home, one tenant£671£20,130£24,156
Shared by two£336 each£10,065 each£12,078
Shared by three£224 each£6,710 each£8,052
Before you let

Landlord licensing in West Lindsey

Selective licensing: A selective licensing scheme covered Gainsborough South West ward from 18 July 2016 to 18 July 2021 and has ended. The council has since looked at a new designation for that ward, with Gainsborough North, Hemswell Cliff, Wold View and Market Rasen proposed later; check the council's selective licensing page for whether a new scheme is in force.

HMOs: No additional HMO licensing scheme found; national mandatory HMO licensing applies (five or more people from two or more households).

As checked in October 2026. The council’s page Schemes change: confirm with West Lindsey District Council before letting. Private renting at the council.

How it works

Referencing a tenant in West Lindsey

  1. Add the tenancyThe property, the rent, the move-in date and the applicant. Their link is emailed at once.
  2. They apply on their phoneFive years of addresses, work, 3 months of bank statements, payslips and ID, in about 10 minutes.
  3. We contact the refereesTheir employer, current and previous landlord, by email, automatically.
  4. You get the reportEvery check, the income from every source, and how we reached the outcome.

For landlordsFor letting agents

Neighbourhoods

Where people rent in West Lindsey

Gainsborough

DN21

Dense Victorian terraces near the town centre and riverside, many privately let, with post-war estates and new builds on the edges.

Market Rasen

LN8

Georgian and Victorian houses around the market place, with bungalows and newer estates.

Caistor

LN7

Stone and brick houses in a small hilltop town on the Wolds.

Welton and Dunholme

LN2

Large villages of bungalows and modern estates north of Lincoln.

Nettleham

LN2

Older stone cottages around the green and larger modern homes, close to Lincoln.

Saxilby

LN1

Canal-side village houses, bungalows and new estates west of Lincoln.

Hemswell Cliff

DN21

Former RAF married quarters, mostly semi-detached houses, many now let privately.

Scotter and Kirton in Lindsey

DN21

Village houses, bungalows and former RAF homes in the north of the district.

Postcode districts: DN21, LN8, LN1, LN2, LN7, DN20

Questions

Tenant referencing in West Lindsey: questions

How much does tenant referencing cost in West Lindsey?

£14.99 per applicant with Rentwick, the same for tenants and guarantors, paid by the landlord or agent. Tenants in England can’t be charged for referencing.

What income do tenants need to rent in West Lindsey?

At West Lindsey’s average private rent of £671 a month (ONS), a tenant renting alone would need about £20,130 a year (30 times the monthly rent). Sharers each need 30 times their own share. A guarantor would need about £24,156 a year (3 times the yearly rent) and enough disposable income to cover it.

Do landlords need a licence to let in West Lindsey?

A selective licensing scheme covered Gainsborough South West ward from 18 July 2016 to 18 July 2021 and has ended. The council has since looked at a new designation for that ward, with Gainsborough North, Hemswell Cliff, Wold View and Market Rasen proposed later; check the council's selective licensing page for whether a new scheme is in force. No additional HMO licensing scheme found; national mandatory HMO licensing applies (five or more people from two or more households). (as checked in October 2026; confirm with West Lindsey District Council before letting).

How long does a tenant reference take in West Lindsey?

The applicant applies on their phone in about 10 minutes. We email their employer and landlords straight away, so most references are back within a few working days, depending on how quickly the referees reply.

What does the reference check?

Three months of bank statements, payslips, income from every source, the employer, current and previous landlords, five years of addresses and a credit check, with AI comparing every document with the application.

For tenants: West Lindsey District Council's housing team looks into disrepair and unsafe conditions in private rented homes and licenses HMOs.