North West · metropolitan borough

Tenant referencing in Wirral

For landlords and letting agents letting in Wirral and Birkenhead: one link per applicant, thorough checks, and a report that explains its outcome. £14.99 per applicant.

Start referencingSee a sample report

The local market

Renting in Wirral

Average private rent£859£859 a month (ONS, August 2026), up 7.0% on a year earlier Source
Renting privately19%19% of households rent privately (Census 2021), up from 16% in 2011 Source
Average house price£222,000£222,000 (UK HPI, July 2026, provisional), up 6.7% on a year earlier Source
Council tax, Band D£2,501£2,501 Band D (2026/27), including Merseyside police, fire and Liverpool City Region mayoral precepts Source

Wirral runs from the older docks towns of Birkenhead and Wallasey in the east to the more affluent west and Dee coast, with Heswall, West Kirby and Hoylake. The east has dense Victorian terraces, large houses split into flats and many private lets, and the council licenses all private lets in ten areas there. Port Sunlight's listed workers' cottages are a conservation area. The west has larger detached houses, bungalows and seafront flats.

Affordability

The income a tenant needs in Wirral

We check that a tenant’s yearly income is at least 30 times their monthly share of the rent, and that a guarantor earns at least 3 times the yearly rent they guarantee, with enough disposable income left each month to pay it. At Wirral’s average rent:

Income comes from the most reliable source: the salary the employer confirms, then payslips, then what was declared, checked against three months of bank statements.

Monthly rentTenant needs a yearGuarantor needs a year
Average home, one tenant£859£25,770£30,924
Shared by two£430 each£12,885 each£15,462
Shared by three£286 each£8,590 each£10,308
Before you let

Landlord licensing in Wirral

Selective licensing: Selective licensing in ten areas of Birkenhead and Wallasey under two schemes: Birkenhead West, Seacombe St Paul's, Bidston and St James West and Egremont North (1 April 2024 to 31 March 2029), and Birkenhead Central, Egremont South, Hamilton Square B, Lower Tranmere, Tranmere Lairds and Tranmere North (1 October 2025 to 30 September 2030). Every privately rented home in those areas needs a licence.

HMOs: No additional HMO licensing scheme found; national mandatory HMO licensing applies (five or more people from two or more households).

Fee: £605 for a selective licence in the 2025 to 2030 scheme (applied for online; £100 more on paper)

As checked in October 2026. The council’s page Schemes change: confirm with Wirral Council before letting. Private renting at the council.

How it works

Referencing a tenant in Wirral

  1. Add the tenancyThe property, the rent, the move-in date and the applicant. Their link is emailed at once.
  2. They apply on their phoneFive years of addresses, work, 3 months of bank statements, payslips and ID, in about 10 minutes.
  3. We contact the refereesTheir employer, current and previous landlord, by email, automatically.
  4. You get the reportEvery check, the income from every source, and how we reached the outcome.

For landlordsFor letting agents

Neighbourhoods

Where people rent in Wirral

Birkenhead

CH41

Victorian terraces, grand townhouses around Hamilton Square split into flats, and post-war council estates.

Tranmere and Rock Ferry

CH42

Dense Victorian terraces, many privately let, alongside newer social housing.

Wallasey, Seacombe and Egremont

CH44, CH45

Victorian and Edwardian terraces and large houses converted to flats near the promenade.

New Brighton

CH45

Victorian villas and seafront flats, with new homes from the waterfront regeneration.

Bidston and Beechwood

CH43

Post-war council estates and low-rise flats, with ex-council homes now let privately.

Hoylake and West Kirby

CH47, CH48

Edwardian and interwar houses and seafront flats in coastal towns.

Heswall

CH60, CH61

Large detached houses and bungalows overlooking the Dee estuary.

Bebington and Port Sunlight

CH62, CH63

Listed Arts and Crafts cottages in Port Sunlight village and interwar semis in Bebington.

Postcode districts: CH41, CH42, CH43, CH44, CH45, CH46, CH47, CH48, CH49, CH60, CH61, CH62, CH63

Questions

Tenant referencing in Wirral: questions

How much does tenant referencing cost in Wirral?

£14.99 per applicant with Rentwick, the same for tenants and guarantors, paid by the landlord or agent. Tenants in England can’t be charged for referencing.

What income do tenants need to rent in Wirral?

At Wirral’s average private rent of £859 a month (ONS), a tenant renting alone would need about £25,770 a year (30 times the monthly rent). Sharers each need 30 times their own share. A guarantor would need about £30,924 a year (3 times the yearly rent) and enough disposable income to cover it.

Do landlords need a licence to let in Wirral?

Selective licensing in ten areas of Birkenhead and Wallasey under two schemes: Birkenhead West, Seacombe St Paul's, Bidston and St James West and Egremont North (1 April 2024 to 31 March 2029), and Birkenhead Central, Egremont South, Hamilton Square B, Lower Tranmere, Tranmere Lairds and Tranmere North (1 October 2025 to 30 September 2030). Every privately rented home in those areas needs a licence. No additional HMO licensing scheme found; national mandatory HMO licensing applies (five or more people from two or more households). (as checked in October 2026; confirm with Wirral Council before letting).

How long does a tenant reference take in Wirral?

The applicant applies on their phone in about 10 minutes. We email their employer and landlords straight away, so most references are back within a few working days, depending on how quickly the referees reply.

What does the reference check?

Three months of bank statements, payslips, income from every source, the employer, current and previous landlords, five years of addresses and a credit check, with AI comparing every document with the application.

For tenants: Wirral Council's private sector housing team handles disrepair, damp and unsafe conditions in private rented homes and runs the selective licensing schemes.